Manufactured Home Foundation Certification: frequently asked questions
These answers are general. For your situation, check the official sources listed below or ask a professional.
Why do lenders require a foundation certification?
For FHA loans, the home must sit on a permanent foundation meeting HUD guidelines, certified by a licensed engineer.
What if the foundation does not pass?
The engineer specifies upgrades; once they are done, the engineer can certify the foundation.
Is a certification transferable?
Lenders usually accept an existing certification if nothing has changed; ask yours.